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IIBF invites research proposals under  "Scheme for Research Fellowship in Banking Technology" : 2024 (Joint initiative of IIBF & IDRBT)

Scheme for Research Fellowship in “Banking Technology” (Joint initiative of IIBF & IDRBT)

Adoption of technology has changed the contours of banking. The Core Banking Solutions (CBS) opened new vistas. A customer no longer banks with a branch but with a bank. Banks of today have however moved beyond CBS and have embraced newer and emerging technologies like Big Data Analytics, Artificial Intelligence, Blockchain, etc. These technologies have ushered in a metamorphosis of change in the Indian banking landscape and are considered to be a creative force. Nevertheless, these emerging technologies are not without their challenges. Cyber security assumes critical importance in an internet-based banking environment. Cyber frauds can happen with global footprints.  Research covering the above emerging technologies would prove to be highly beneficial for the banks.

In the above milieu, the Indian Institute of Banking & Finance (IIBF) and the Institute for Development & Research in Banking Technology (IDRBT) have taken an initiative to jointly announce a “Research Fellowship in Banking Technology” in 2019. 

About IIBF

Indian Institute of Banking & Finance (IIBF), formerly known as The Indian Institute of Bankers (IIB), is a professional body of banks, financial institutions and their employees in India.  Since its inception in 1928, IIBF has emerged as a premier institute in banking and finance education for those employed as well as seeking employment in the sector, aiming for professional excellence. 


The Institute for Development and Research in Banking Technology (IDRBT) was established by Reserve Bank of India in March 1996 as an Autonomous Centre for Development and Research in Banking Technology. Over the years, the institute has positioned itself at the intersection of academia and industry by focussing on applied research in various areas of technology directly relevant to the banking and financial sector and reaching it to banks through training, publications, banking technology forums, and consultancy. 

Themes or Thrust Areas

The research fellowship in Banking Technology, a joint initiative of IIBF and IDRBT, aims to sponsor technically and economically feasible technology research projects which has the potential to contribute significantly to the Banking and Financial Sector. Research proposals, focussed on the following thrust areas of Banking Technology, were invited:

  • Cyber Security
  • Analytics
  • Mobile Banking
  • Emerging Technologies
  • Payment Systems








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