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Additional Reading Material for Examinations of the Institute from RBI Master Circulars

The Institute is uploading additional reading materials on its portal as updates for the candidates taking various examinations. A few updates are given below. This list will be extended in due course. Candidates are requested to refer to the same while preparing for the examination.


Sr. No Title of Master Circular/ Master Direction IIBF Courses where the Master Circular/Master Direction is applicable URL of the latest MD/MC
ADVANCES
1 Loans & Advances -Statutory & Other Restrictions

1. JAIIB & CAIIB – Legal & Regulatory Aspects of Banking – Modules A & B

2. Diploma in Banking & Finance - Legal & Regulatory Aspects of Banking

Master Circular- Loans and Advances – Statutory and Other Restrictions

2

Priority Sector Lending

1.Cert. in MSME Finance for Bankers

Master Direction – Priority Sector Lending – Small Finance Banks – Targets and Classification (Updated as on March 12, 2020)

Priority Sector Lending- Targets and Classification

 2.JAIIB -Principles & Practices of Banking - Module ‘B’

Master Direction - Regional Rural Banks - Priority Sector Lending – Targets and Classification (Updated as on June 18, 2019)

3.CAIIB – Elective Paper – Rural Banking-Module ‘B’

Master Circular – Lead Bank Scheme

 

Master Circular – Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

 

Master Circular- Credit Facilities to Minority Communities

 

Master Circular - Credit facilities to Scheduled Castes (SCs) & Scheduled Tribes (STs)

 

 

Master Direction - Lending to Micro, Small & Medium Enterprises (MSME) Sector (Updated as on April 25, 2018)

3

Housing Finance

 

Master Circular – Housing Finance

1 JAIIB - Principles & Practices  of Banking  - Module B 

2.Diploma in Retail Banking

3. CAIIB – Elective Paper-Retail Banking

4

Lending to Micro, Small & Medium Enterprises (MSME) Sector

1.Cert. in SME Fin. For Bankers

Master Direction - Lending to Micro, Small & Medium Enterprises (MSME) Sector (Updated as on April 25, 2018)

2. JAIIB-Principles & Practice of Bkg.

3. CAIIB-Elective Paper-Rural Bkg. - Module ‘B’

5

Bank Guarantees and Co-acceptances

1.JAIIB-Legal & Regulatory Aspects of Bkg.-Module ‘D’

Master Circular - Guarantees and Co-acceptances

2. CAIIB-Advanced Bank Mgt.-Module ‘D’

6

Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

1.JAIIB – Legal & Regulatory Aspects – Module A

Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances

 2.CAIIB –Advanced Bank Mgt.-Module D

7

SHG-Bank Linkage Programme

1. P.G. Dip. For Micro Finance

Master Circular on SHG-Bank Linkage Programme

2.JAIIB - Principles & Practices  of Banking  - Module B

3.CAIIB – Elective Paper – Rural Banking – Module D

8

Interest rate on advances

1.JAIIB-Principles & Practices of Bkg.

2.General Reading Material

Master Direction - Reserve Bank of India (Interest Rate on Advances) Directions, 2016 (Updated as on February 26, 2020)

9

Wilful Defaulters

CAIIB – Advanced Bank Mgt.-Module D

Master Circular on Wilful Defaulters

10

Exposure Norms

1.JAIIB- Legal & Regulatory Aspects of Banking-Module ‘B’

Master Circular – Exposure Norms

2. CAIIB-Elective Paper-Central Banking – Module ‘D’

FOREIGN EXCHANGE

11

Deposits and Accounts

1.CAIIB Elective Paper -

Master Direction – Foreign Investment in India (Updated up to March 08, 2019)

 International Banking - Module ‘B’

2.Certificate examination in Foreign Exchange Facilities for Individuals

3.Certificate Course in Foreign Exchange

12

Interest rate on deposits

1.CAIIB Elective Paper -

Master Direction - Reserve Bank of India (Interest Rate on Deposits) Directions, 2016 (Updated as on February 22, 2019)

 International Banking - Module ‘B’

2.Certificate examination in Foreign Exchange Facilities for Individuals

3.Certificate Course in Foreign Exchange

13

External Commercial Borrowings and Trade Credits

1.CAIIB-Elective Paper-International Bkg. Module A&C

Master Direction - External Commercial Borrowings, Trade Credits and Structured Obligations (Updated as on August 08, 2019)

 2.CAIIB-Elective Paper – Corporate Bkg. – Module A

 3.Dip. in International Bkg. & Finance

 4.CAIIB :Bank Financial Management  Module ‘A’

14

Export of Goods and Services

1.Dip. In Intl. Bkg. & Finance

Master Direction – Export of Goods and Services (Updated as on January 12, 2018)

2.Certificate Examination in International Trade Finance

3.CAIIB - Banking Financial Mgt.Module 'A'

4.CAIIB - Elective Paper - International Banking –Module 'C'

15

Import of Goods & Services

1.Dip. In Intl. Bkg. & Finance

Master Direction – Import of Goods and Services (Updated as on January 27, 2020)

2.Certificate Examination in International Trade Finance

3.CAIIB – Banking Financial Mgt. Module ‘A’

4.CAIIB – Elective Paper – International Banking –Module ‘C’

16

Remittance facilities for NRI/POI/FN

1.Dip. In Intl. Bkg. & Finance

Master Circular on Remittance Facilities for Non-Resident Indians / Persons of Indian Origin / Foreign Nationals

 2.CAIIB - Elective Paper - International Banking Module 'B'

17

Liberalised Remittance Scheme(LRS)

1.Foreign Exchange Facilities For Individuals

Master Direction - Liberalised Remittance Scheme (LRS) (Updated as on June 20, 2018)

2.CAIIB Elective Paper -

 International Banking - Module ‘B’

3. Certificate Course in Foreign Exchange

18

Remittance of Assets

1.Foreign Exchange Facilities For Individuals

Master Direction - Remittance of Assets (Updated as on April 28, 2016)

19

Money Transfer Service Scheme (MTSS)

1.Foreign Exchange Facilities For Individuals

Master Direction – Money Transfer Service Scheme (MTSS)

20

Acquisition and Transfer of Immovable Property under FEMA 1999

1.Foreign Exchange Facilities For Individuals

Master Direction – Acquisition and Transfer of Immovable Property under Foreign Exchange Management Act, 1999 (Updated as on April 11, 2018)

21

Borrowing and Lending transactions in Indian Rupee between Persons Resident in India and Non-Resident Indians/ Persons of Indian Origin

1.Dip. In Intl. Bkg. & Finance

Master Direction – Borrowing and Lending transactions in Indian Rupee between Persons Resident in India and Non-Resident Indians/ Persons of Indian Origin

2.CAIIB Elective Paper -

 International Banking - Module ‘B’

3. Certificate examination in Foreign Exchange Facilities for Individuals

4..Certificate Course in Foreign Exchange

22

Compounding of Contraventions under FEMA, 1999

1.Dip. In Intl. Bkg. & Finance

Master Direction- Compounding of Contraventions under FEMA, 1999 (Updated as on April 04, 2019)

2.CAIIB Elective Paper -

 International Banking - Module ‘B’

3. Certificate examination in Foreign Exchange Facilities for Individuals

4.Certificate Course in Foreign Exchange

23

Miscellaneous

1.Dip. In Intl. Bkg. & Finance

Master Direction - Miscellaneous (Updated as on November 12, 2018)

2.CAIIB Elective Paper -

 International Banking - Module ‘B’

3. Certificate examination in Foreign Exchange Facilities for Individuals

4.Certificate Course in Foreign Exchange

RISK MANAGEMENT

24

Prudential guidelines on Capital Adequacy and Market Discipline – New Capital Adequacy Frame work (NCAF)

1.CAIIB – Advanced Bank Mgt. Module B.

Master Circular - Prudential Guidelines on Capital Adequacy and Market Discipline-New Capital Adequacy Framework (NCAF)

2.CAIIB – Bank Fin. Mgt. Module D

3.CAIIB-Elective Paper – Central Banking-Module D

25

Prudential Norms – Investment by Banks

1.Dip. in Treasury Mgt., Investment and Risk Mgt.

Master Circular - Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Fis

 2.CAIIB- Elective Paper – Intl. Bkg. – Module ‘A’

26

Basel III – Capital Regulations

1.CAIIB – Advanced Bank Mgt. Module B

Master Circular – Basel III Capital Regulations

2.CAIIB – Bank Fin. Mgt. Module D

3.CAIIB-Elective Paper – Central Banking-Module D

4.CAIIB –Elective Paper Risk Management

5. Blended Courses - Certificate in Risk in Financial Services

27

Risk Management & Inter-bank Dealings

1.CAIIB – Elective Paper

Master Direction - Risk Management and Inter-Bank Dealings (Updated as on January 07, 2020)

International Banking-Module A

2.Diploma in International Banking

CO-OPERATIVE BANKING

28

Priority Sector Lending – UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular - Priority Sector Lending - UCBs

2.Diploma in UCB

29

Finance for Housing Schemes - UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular- Finance for Housing Schemes - UCBs

2.Diploma in UCB

30

Maintenance of Deposit Accounts - UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular on Maintenance of Deposit Accounts – Primary (Urban) Co-operative Banks

 Co-operative Bkg.

2.Diploma in UCB .

31

Co-operative Banks - Interest Rate on Deposits

1.CAIIB Elective Paper -  Co-operative Banking

Master Direction - Reserve Bank of India (Co-operative Banks - Interest Rate on Deposits) Directions, 2016

 Co-operative Bkg.

2.Diploma in UCB

32

Management of Advances - UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular- Management of Advances - UCBs

2.Diploma in UCB

33

Area of Operation, Branch Authorisation Policy etc.- RRBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular on Area of Operation, Branch Authorisation Policy, Opening/Up-gradation of Extension Counters, ATMs and Shifting/Splitting/Closure of Offices

2.Diploma in UCB

34

Exposure Norms and Statutory or Other Restrictions - UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular- Exposure Norms and Statutory / Other Restrictions - UCBs

2.Diploma in UCB ”

35

Guarantees, Co-Acceptances & Letters of Credit - UCBs

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular- Guarantees, Co-Acceptances & Letters of Credit - UCBs

2.Diploma in UCB

36

Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs

1.CAIIB-Elective Paper- Co-operative Bkg. Module 'B'

Master Circular- Income Recognition, Asset Classification, Provisioning and Other Related Matters - UCBs

37

Inspection & Audit Systems in Primary (Urban) Co-operative Banks

1.CAIIB Elective Paper -  Co-operative Banking

Master Circular on Inspection & Audit Systems in Primary (Urban) Co- operative Banks

38

Maintenance of Statutory Reserves - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by Primary (Urban) Co-operative Banks

1.CAIIB-Elective Paper- Co-operative Bkg. Module 'B'

Master Circular on Maintenance of Statutory Reserves - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) by Primary (Urban) Co-operative Banks

39

Investments by Primary (Urban) Co-operative Banks

1.CAIIB-Elective Paper- Co-operative Bkg. Module 'B'

Master Circular on Investments by Primary (Urban) Co-operative Banks

2.Diploma in UCB

40

Prudential Norms on Capital Adequacy - UCBs

1.CAIIB-Elective Paper- Co-operative Bkg. Module 'B'

Master Circular- Prudential Norms on Capital Adequacy - UCBs

2.Diploma in UCB

41

Customer Service - UCBs

1.CAIIB-Elective Paper- Co-operative Bkg. Module 'B'

Master Circular on Customer Service - UCBs

2.Diploma in UCB.

GENERAL

42

Credit Card Operations of Banks

1.JAIIB – Principles & Practices of Banking – Module B

Master Circular on Credit Card, Debit Card and Rupee Denominated Co-branded Pre-paid Card Operations of Banks and Credit Card issuing NBFCs

43

Customer Service in Banks

1.JAIIB-Principles & Practices of Bkg. Module B

Master Circular on Customer Service in Bank

2.Cert. Exam. Customer Service & Bkg. Code & Standards

44

Para-banking Activities

1.JAIIB-Principles & Practices of Bkg. Module B

Master Circular – Para-banking Activities

2.General Reading Material

45

KYC/AML/PMLA

1.Cert. in AML/KYC

Master Direction - Know Your Customer (KYC) Direction, 2016 (Updated as on January 09, 2020)

2.JAIIB-Principles & Practices of Bkg. Module B

46

Cash Reserve Ratio(CRR) & Statutory Liquidity Ratio (SLR)

1.JAIIB-Legal & Regulatory Aspects of Bkg.-Module A

Master Circular - Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR)

2.CAIB-Elective Paper-Central Banking Module B / Treasury Mgt. Module B

47

Disclosure of Financial Statements

1.JAIIB- Accounting & Fin. For Bankers – Module 'C'

Master Direction - Reserve Bank of India (Financial Statements of All India Financial Institutions - Presentation, Disclosure and Reporting) Directions, 2016

2.JAIIB-Legal & Reg. Aspects of Bkg. –Module A

48

Bank Finance to NBFCs

1.JAIIB- Principles & Practices of Bkg. 2.Additional reading material

Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)

49

Fraud Classification & Reporting

1.Certified Information System Banker

Master Directions on Frauds – Classification and Reporting by commercial banks and select FIs (Updated as on July 03, 2017)

2.CAIIB - Information Technology

50

Money Market Instruments: Call/Notice Money Market, Commercial Paper, Certificates of Deposit and Non-Convertible Debentures

1.Bank Financial Management – Treasury Management - Module C

Master Direction on Money Market Instruments: Call/Notice Money Market, Commercial Paper, Certificates of Deposit and Non-Convertible Debentures (original maturity up to one year)

2.CAIIB Elective paper Treasury Management

3.Dip. In Treasury, Investment and Risk Management

4.Advanced Wealth Management

Government Securities Market A Primer

FAQs_GENERAL
     

CRR exemption
(Ref: Circular DOR.No.Ret.BC.30/12.01.001/2019-20 dt. February 10, 2020)

     

Partial Credit Guarantee Scheme Offered by GoI to PSBs for purchasing high-rated pooled assets from NBFCs/HFCs

     

Accounts in India by Non-residents
(As on February 12, 2020)

     

Money Changing Activities
(Updated as on October 23, 2019)

     

Overseas Direct Investments
(Updated as on September 19, 2019)

     

Liberalised Remittance Scheme
(Updated as on February 13, 2019)

     

ATM/White Label ATM
Updated on January 01, 2020

     

The Ombudsman Scheme for Non-Banking Financial Companies, 2018

     

Non-Banking Financial Company – Peer to Peer Lending Platform

     

Trade Receivables Discounting System (TReDS)
(January 1, 2020)

     

RTGS System
(Updated as on October 30, 2019)

     

Storage of Payment System Data

     

Prepaid Payment Instruments (PPIs)
(Updated as on May 03, 2019)

     

Tokenisation – Card Transactions
(Updated as on April 04, 2019)

     

Limiting Customer Liability
(Updated as on March 31, 2019)

     

The Ombudsman Scheme for Digital Transactions, 2019

     

NEFT System

     

Electronic Clearing Services


Director  of Academic Affairs

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